Canada Recovery Benefit

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The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA). If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period. If your situation continues the past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27, 2020, and September 25, 2021.

 

The “basic” criteria to qualify are as follows:

  • reside in Canada – ie live and have a home in Canada. You do not have to be a citizen or have permanent residency
  • minimum eligible age is 15 years
  • have a SIN
  • earned at least $5 000 in employment, self-employment, maternity or parental benefits, or “ordinary/non-eligible” dividends, in either 2019, 2020, or in the 12 months before the date of application
  • must not have voluntarily quit your job or reduce your hours on or after September 27, 2020
  • must be seeking work during the period

 

You must also meet one of these criteria for each 2-week period you apply for:

  • Must not be employed or self-employed for reasons related to Covid-19 OR
  • you had a 50% reduction in your average weekly income compared to 2019 (or the previous 12 months) due to Covid-19. The 50% reduction is based on your average weekly income compared to the previous year due to Covid-19.

 

You are not eligible to receive the CRB if you are receiving the Canada Recovery Sickness Benefit or the Canada Recovery Caregiving Benefit, short-term disability benefits, workers’ compensation benefits, EI benefits, or Quebec Parental Insurance Plan benefits. There will be a callback of 50% of the CRB if your net income is more than $38 000 in the calendar year. The $38 000 excludes any CRB payments received.